{"id":304510,"date":"2026-05-28T15:10:19","date_gmt":"2026-05-28T13:10:19","guid":{"rendered":"https:\/\/tuzlainfo.ba\/?p=304510"},"modified":"2026-05-28T14:19:07","modified_gmt":"2026-05-28T12:19:07","slug":"ispunite-anonimnu-anketu-istrazivanje-o-percepciji-zivotnog-standarda-u-tk-bih","status":"publish","type":"post","link":"https:\/\/tuzlainfo.ba\/index.php\/novosti\/item\/304510-ispunite-anonimnu-anketu-istrazivanje-o-percepciji-zivotnog-standarda-u-tk-bih\/","title":{"rendered":"Ispunite anonimnu anketu: \u201cIstra\u017eivanje o percepciji \u017eivotnog standarda u TK\/BiH\u201d"},"content":{"rendered":"<p data-start=\"126\" data-end=\"312\">Prema zvani\u010dnim podacima za 2025. godinu, prosje\u010dna plata u Bosni i Hercegovini iznosi ne\u0161to vi\u0161e od 1.500 KM, dok istovremeno podaci pokazuju da je veliki broj gra\u0111ana kreditno zadu\u017een.<\/p>\n<p data-start=\"314\" data-end=\"673\">Centralna banka Bosne i Hercegovine ranije je objavila da su gra\u0111ani na nivou dr\u017eave zadu\u017eeni oko 3,3 milijarde KM po osnovu stambenih kredita. Pored toga, prema posljednjim dostupnim nezvani\u010dnim podacima iz 2023. godine, \u010dak 864.434 gra\u0111ana imalo je neku vrstu kredita, bilo da je rije\u010d o stambenim, gotovinskim, auto kreditima ili drugim oblicima zadu\u017eenja.<\/p>\n<p data-start=\"675\" data-end=\"854\">U praksi to zna\u010di da je gotovo svaki tre\u0107i stanovnik Bosne i Hercegovine du\u017ean bankama, pri \u010demu prosje\u010dna godi\u0161nja otplata iznosi oko 4.000 KM, odnosno pribli\u017eno 350 KM mjese\u010dno.<\/p>\n<p data-start=\"856\" data-end=\"1050\">Treba naglasiti da su stvarni dugovi vjerovatno i ve\u0107i kada se uzmu u obzir mikrokrediti, kao i neformalna zadu\u017eenja kroz pozajmice od porodice i prijatelja, koje ne ulaze u zvani\u010dne statistike.<\/p>\n<h3 data-start=\"856\" data-end=\"1050\"><strong>Ve\u0107ina koristi vozila stara vi\u0161e od 15 godina<\/strong><\/h3>\n<p data-start=\"1052\" data-end=\"1392\">Kada je rije\u010d o automobilima, podaci Federalnog zavoda za statistiku pokazuju da ve\u0107ina gra\u0111ana vozi starija vozila. Tako gotovo 61 posto stanovnika koristi automobile starije od 15 godina, dok svega 5,9 posto gra\u0111ana posjeduje novija vozila, koja su \u010desto kupljena na kredit ili kroz privatni biznis, leasing ili druge na\u010dine finansiranja.<\/p>\n<p data-start=\"1394\" data-end=\"1620\">Iako je na bh. cestama primjetan veliki broj luksuznih automobila, me\u0111u kojima su i vozila marke Porsche, statistika pokazuje da ve\u0107ina gra\u0111ana ne posjeduje nekretnine niti novije automobile bez dugoro\u010dnog kreditnog zadu\u017eenja.<\/p>\n<p data-start=\"1622\" data-end=\"1821\">Istovremeno, ekonomska stvarnost i percepcija \u017eivotnog standarda \u010desto se razlikuju, pa se sve \u010de\u0161\u0107e postavlja pitanje koliko gra\u0111ani BiH zaista mogu finansijski izdr\u017eati svakodnevne tro\u0161kove \u017eivota.<\/p>\n<p data-start=\"1823\" data-end=\"2010\">S tim u vezi, u toku je anonimna anketa koju provodi nevladina organizacija, a koja ima za cilj prikupiti podatke o finansijskim navikama i \u017eivotnom standardu gra\u0111ana Bosne i Hercegovine.<\/p>\n<p data-start=\"2012\" data-end=\"2171\" data-is-last-node=\"\" data-is-only-node=\"\">Anketa traje svega 30 sekundi, a organizatori pozivaju gra\u0111ane da izdvoje kratko vrijeme i ispune upitnik kako bi rezultati bili \u0161to relevantniji i precizniji.<\/p>\n<p data-start=\"2012\" data-end=\"2171\" data-is-last-node=\"\" data-is-only-node=\"\"><a href=\"https:\/\/www.surveymonkey.com\/r\/J3ZQDFV\"><span style=\"text-decoration: underline;\"><span style=\"font-size: 24pt;\"><strong>ANKETA JE DOSTUPNA KLIKOM NA OVAJ LINK<\/strong><\/span><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Prema zvani\u010dnim podacima za 2025. godinu, prosje\u010dna plata u Bosni i Hercegovini iznosi ne\u0161to vi\u0161e&hellip;<\/p>\n","protected":false},"author":2,"featured_media":304514,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[304,12],"tags":[5235],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - 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