{"id":302529,"date":"2026-05-10T19:17:57","date_gmt":"2026-05-10T17:17:57","guid":{"rendered":"https:\/\/tuzlainfo.ba\/?p=302529"},"modified":"2026-05-10T19:17:57","modified_gmt":"2026-05-10T17:17:57","slug":"povecana-vrijednost-boda-koliko-iznosi-njemacka-penzija-nakon-pet-godina-staza","status":"publish","type":"post","link":"https:\/\/tuzlainfo.ba\/index.php\/clanci\/sa-svih-strana\/item\/302529-povecana-vrijednost-boda-koliko-iznosi-njemacka-penzija-nakon-pet-godina-staza\/","title":{"rendered":"Pove\u0107ana vrijednost boda: Koliko iznosi njema\u010dka penzija nakon pet godina sta\u017ea"},"content":{"rendered":"<p data-start=\"833\" data-end=\"1058\">Njema\u010dka penzija decenijama je me\u0111u radnicima sa Balkana va\u017eila za simbol sigurnosti i stabilne starosti, ali zvani\u010dni podaci pokazuju da rad u Njema\u010dkoj sam po sebi ne garantuje visoka primanja nakon zavr\u0161etka radnog vijeka.<\/p>\n<p data-start=\"1060\" data-end=\"1304\">Prema pravilima njema\u010dkog penzionog sistema, za ostvarivanje prava na starosnu penziju potrebno je najmanje pet godina sta\u017ea, odnosno 60 mjeseci uplata doprinosa. Ipak, visina penzije direktno zavisi od visine plate i ukupnog broja godina rada.<\/p>\n<p data-start=\"1306\" data-end=\"1574\">Njema\u010dki sistem funkcioni\u0161e na principu prikupljanja bodova. Radnik koji tokom jedne godine ostvaruje prosje\u010dnu bruto platu u Njema\u010dkoj dobija jedan penzioni bod. Trenutna vrijednost jednog boda, prema podacima Deutsche Rentenversicherunga, iznosi 40,79 eura mjese\u010dno.<\/p>\n<h3 data-start=\"1306\" data-end=\"1574\"><strong>Pove\u0107anje vrijednosti boda<\/strong><\/h3>\n<p data-start=\"1576\" data-end=\"1849\">To zna\u010di da osoba koja je pet godina radila za prosje\u010dnu njema\u010dku platu mo\u017ee o\u010dekivati oko 203 eura bruto mjese\u010dne penzije. Od 1. jula 2026. godine najavljeno je pove\u0107anje vrijednosti boda na 42,52 eura, pa bi pet bodova ubudu\u0107e vrijedilo pribli\u017eno 212 eura bruto mjese\u010dno.<\/p>\n<p data-start=\"1851\" data-end=\"2047\">Stru\u010dnjaci upozoravaju da pet godina rada u Njema\u010dkoj nije dovoljno za finansijski sigurnu starost te da ovakvi iznosi uglavnom predstavljaju dopunski prihod uz druge penzije ili li\u010dnu u\u0161te\u0111evinu.<\/p>\n<h3 data-start=\"1851\" data-end=\"2047\"><strong>Kome ne ide njema\u010dki sta\u017e?<\/strong><\/h3>\n<p data-start=\"2049\" data-end=\"2447\">Va\u017eno je razlikovati rad u Njema\u010dkoj od uplate doprinosa u njema\u010dki penzioni sistem. Radnici zaposleni direktno kod njema\u010dkog poslodavca upla\u0107uju doprinose u tamo\u0161nji sistem i ostvaruju pravo na njema\u010dku penziju. S druge strane, radnici koje firme iz regiona \u0161alju na rad putem A1 potvrde ostaju osigurani u mati\u010dnoj dr\u017eavi, pa se njihov rad u Njema\u010dkoj ne evidentira u njema\u010dkom penzionom sistemu.<\/p>\n<p data-start=\"2449\" data-end=\"2622\" data-is-last-node=\"\" data-is-only-node=\"\">Njema\u010dka je od 2023. godine dodatno liberalizovala pravila za penzionere, pa korisnici starosnih penzija sada mogu raditi bez ograni\u010denja i bez umanjenja penzionih primanja.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Njema\u010dka penzija decenijama je me\u0111u radnicima sa Balkana va\u017eila za simbol sigurnosti i stabilne starosti,&hellip;<\/p>\n","protected":false},"author":2,"featured_media":68515,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[16],"tags":[10321],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pove\u0107ana vrijednost boda: Koliko iznosi njema\u010dka penzija nakon pet godina sta\u017ea - 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