{"id":302385,"date":"2026-05-08T10:10:32","date_gmt":"2026-05-08T08:10:32","guid":{"rendered":"https:\/\/tuzlainfo.ba\/?p=302385"},"modified":"2026-05-08T08:42:46","modified_gmt":"2026-05-08T06:42:46","slug":"vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima","status":"publish","type":"post","link":"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/302385-vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima\/","title":{"rendered":"Vlada FBiH odobrila 20 miliona KM za stambene kredite mladima"},"content":{"rendered":"

Vlada Federacije Bosne i Hercegovine danas je na telefonskoj sjednici donijela odluku o odobravanju kredita Union banci d.d. Sarajevo u iznosu od 20 miliona KM, iz sredstava predvi\u0111enih Bud\u017eetom Federacije BiH za 2026. godinu.<\/p>\n

Sredstva \u0107e biti usmjerena na kreditnu liniju namijenjenu mladima za rje\u0161avanje stambenog pitanja, s ciljem olak\u0161avanja kupovine nekretnina i stvaranja boljih uslova za ostanak mladih i obrazovanih ljudi u Bosni i Hercegovini.<\/p>\n

Iz Vlade Federacije BiH navode da \u0107e ova mjera doprinijeti i nastavku dru\u0161tveno odgovornog kreditiranja, kao i podr\u0161ci privredi, posebno sektoru stanogradnje, koji se i dalje suo\u010dava s posljedicama ekonomskih izazova.<\/p>\n

Odobrena sredstva trebala bi omogu\u0107iti pove\u0107anje kreditne aktivnosti na tr\u017ei\u0161tu, aktivnije u\u010de\u0161\u0107e Banke u finansiranju gra\u0111ana, efikasnije kori\u0161tenje izvora finansiranja, te stabilnije i profitabilnije poslovanje Banke.<\/p>\n

Federalno ministarstvo finansija ovla\u0161teno je da u ime Vlade Federacije BiH zaklju\u010di ugovor o kreditu sa Union bankom, dok je za potpisivanje ugovora zadu\u017een federalni ministar finansija.<\/p>\n

Prema podacima iz obrazlo\u017eenja odluke, tokom 2025. godine formiran je kreditni portfolio za fizi\u010dka lica kroz koji je realizovano 226 kreditnih zahtjeva ukupne vrijednosti ve\u0107e od 41,9 miliona KM.<\/p>\n

Prosje\u010dan iznos odobrenog kredita iznosio je oko 186 hiljada KM, dok je prosje\u010dna starosna dob korisnika 31,8 godina. Korisnici dolaze iz vi\u0161e od 40 gradova i naselja \u0161irom Federacije BiH.<\/p>\n

Kreditna linija mladima je ponudila, kako se navodi, jedne od najpovoljnijih uslova na tr\u017ei\u0161tu, uklju\u010duju\u0107i fiksnu nominalnu kamatnu stopu od 2,99 posto do kraja otplate kredita, uz mogu\u0107nost dodatnog smanjenja kamatne stope nakon ro\u0111enja djece.<\/p>\n

Iz Vlade isti\u010du da su svi do sada odobreni krediti uredno klasifikovani kao kvalitetna aktiva, \u0161to ukazuje na stabilnost i kvalitet kreditnog portfolija.<\/p>\n

Nagla\u0161eno je i da su pozitivni rezultati ostvareni zahvaljuju\u0107i dugogodi\u0161njoj saradnji Vlade Federacije BiH i Union banke kroz modele subordiniranog kreditiranja koji se provode od 2018. godine.<\/p>\n","protected":false},"excerpt":{"rendered":"

Vlada Federacije Bosne i Hercegovine danas je na telefonskoj sjednici donijela odluku o odobravanju kredita…<\/p>\n","protected":false},"author":4,"featured_media":168565,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[291,304],"tags":[3376,502],"acf":[],"yoast_head":"\nVlada FBiH odobrila 20 miliona KM za stambene kredite mladima - TuzlaInfo.ba<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/302385-vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima\/\" \/>\n<meta property=\"og:locale\" content=\"bs_BA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vlada FBiH odobrila 20 miliona KM za stambene kredite mladima - TuzlaInfo.ba\" \/>\n<meta property=\"og:description\" content=\"Vlada Federacije Bosne i Hercegovine danas je na telefonskoj sjednici donijela odluku o odobravanju kredita…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/302385-vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima\/\" \/>\n<meta property=\"og:site_name\" content=\"TuzlaInfo.ba\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/tuzlainfo.ba\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-08T08:10:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-08T06:42:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/tuzlainfo.ba\/wp-content\/uploads\/2022\/04\/0504-stan_kljucevi_mladi_stambeno-pitaje.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1084\" \/>\n\t<meta property=\"og:image:height\" content=\"814\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tuzla Info\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tuzla Info\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/302385-vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/302385-vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima\/\"},\"author\":{\"name\":\"Tuzla Info\",\"@id\":\"https:\/\/tuzlainfo.ba\/#\/schema\/person\/46cad4c57790cbc50781edd14870825a\"},\"headline\":\"Vlada FBiH odobrila 20 miliona KM za stambene kredite mladima\",\"datePublished\":\"2026-05-08T08:10:32+00:00\",\"dateModified\":\"2026-05-08T06:42:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/302385-vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima\/\"},\"wordCount\":328,\"publisher\":{\"@id\":\"https:\/\/tuzlainfo.ba\/#organization\"},\"image\":{\"@id\":\"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/302385-vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/tuzlainfo.ba\/wp-content\/uploads\/2022\/04\/0504-stan_kljucevi_mladi_stambeno-pitaje.jpg\",\"keywords\":[\"Stambeno zbrinjavanje\",\"vlada fbih\"],\"articleSection\":[\"Bosna i Hercegovina\",\"Istaknuto\"],\"inLanguage\":\"bs-BA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/302385-vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima\/\",\"url\":\"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/302385-vlada-fbih-odobrila-20-miliona-km-za-stambene-kredite-mladima\/\",\"name\":\"Vlada FBiH odobrila 20 miliona KM za stambene kredite mladima - 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