{"id":297921,"date":"2026-03-20T18:49:42","date_gmt":"2026-03-20T17:49:42","guid":{"rendered":"https:\/\/tuzlainfo.ba\/?p=297921"},"modified":"2026-03-20T18:49:42","modified_gmt":"2026-03-20T17:49:42","slug":"centralna-banka-bih-uvodi-instant-placanja-plate-i-penzije-bez-cekanja","status":"publish","type":"post","link":"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/297921-centralna-banka-bih-uvodi-instant-placanja-plate-i-penzije-bez-cekanja\/","title":{"rendered":"Centralna banka BiH uvodi instant pla\u0107anja: Plate i penzije bez \u010dekanja"},"content":{"rendered":"

Centralna banka Bosne i Hercegovine radi na uvo\u0111enju sistema instant pla\u0107anja, koji bi gra\u0111anima i privredi omogu\u0107io gotovo trenutne nov\u010dane transakcije, uklju\u010duju\u0107i i neradne dane.<\/p>\n

Ova novina najavljena je prilikom predstavljanja \u201ePriru\u010dnika za gra\u0111ane: Elektronske i finansijske usluge\u201c, koji je Centralna banka pripremila u saradnji s Me\u0111unarodnom finansijskom korporacijom i Ministarstvom ekonomskih odnosa \u0160vicarske.<\/p>\n

Guvernerka Centralne banke BiH Jasmina Selimovi\u0107 ranije je istakla da bi sistem instant pla\u0107anja mogao biti uveden sredinom ove godine. Njegova klju\u010dna prednost bit \u0107e to \u0161to \u0107e transakcije biti realizirane gotovo trenutno, bez \u010dekanja, \u010dak i tokom vikenda i praznika. To zna\u010di da bi, izme\u0111u ostalog, plate i penzije mogle biti dostupne na ra\u010dunima odmah nakon uplate.<\/p>\n

Iz Centralne banke nagla\u0161avaju da \u0107e ova promjena posebno zna\u010diti malim i srednjim preduze\u0107ima, jer \u0107e im omogu\u0107iti prihvatanje karti\u010dnih pla\u0107anja uz znatno ni\u017ee naknade nego do sada. Upravo visoki tro\u0161kovi su jedan od glavnih razloga zbog kojih mnogi privrednici u BiH jo\u0161 uvijek ne nude ovu vrstu pla\u0107anja.<\/p>\n

Limit karti\u010dnog pla\u0107anja<\/strong><\/h3>\n

Planirano je da karti\u010dna pla\u0107anja putem instant sistema budu ograni\u010dena do odre\u0111enog iznosa, \u0161to je praksa i u drugim dr\u017eavama. Kao primjer navodi se Poljska, gdje dnevni limit iznosi izme\u0111u 1.350 i 2.250 konvertibilnih maraka.<\/p>\n

O\u010dekuje se da \u0107e uvo\u0111enje instant pla\u0107anja doprinijeti pove\u0107anju broja bezgotovinskih transakcija, ali i smanjenju sive ekonomije.<\/p>\n

U prvoj fazi sistem \u0107e biti fokusiran na doma\u0107a pla\u0107anja, dok se u kasnijoj fazi planira omogu\u0107iti i prekograni\u010dna instant pla\u0107anja, uklju\u010duju\u0107i brze i povoljne transakcije izme\u0111u Bosne i Hercegovine i zemalja Evropske unije.<\/p>\n","protected":false},"excerpt":{"rendered":"

Centralna banka Bosne i Hercegovine radi na uvo\u0111enju sistema instant pla\u0107anja, koji bi gra\u0111anima i…<\/p>\n","protected":false},"author":2,"featured_media":75610,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[291],"tags":[4727,13191],"acf":[],"yoast_head":"\nCentralna banka BiH uvodi instant pla\u0107anja: Plate i penzije bez \u010dekanja - TuzlaInfo.ba<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tuzlainfo.ba\/index.php\/bosna-i-hercegovina\/item\/297921-centralna-banka-bih-uvodi-instant-placanja-plate-i-penzije-bez-cekanja\/\" \/>\n<meta property=\"og:locale\" content=\"bs_BA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Centralna banka BiH uvodi instant pla\u0107anja: Plate i penzije bez \u010dekanja - 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