{"id":260946,"date":"2025-01-22T10:01:20","date_gmt":"2025-01-22T09:01:20","guid":{"rendered":"https:\/\/tuzlainfo.ba\/?p=260946"},"modified":"2025-01-22T10:01:20","modified_gmt":"2025-01-22T09:01:20","slug":"nova-usluga-za-gradjane-izracunajte-svoju-penziju-uz-e-kalkulator","status":"publish","type":"post","link":"https:\/\/tuzlainfo.ba\/index.php\/istaknuto\/item\/260946-nova-usluga-za-gradjane-izracunajte-svoju-penziju-uz-e-kalkulator\/","title":{"rendered":"Nova usluga za gra\u0111ane: Izra\u010dunajte svoju penziju uz e-kalkulator"},"content":{"rendered":"<p>Federalno ministarstvo rada i socijalne politike pokrenulo je e-kalkulator za izra\u010dun penzija, dostupan na slu\u017ebenoj web stranici Ministarstva.<\/p>\n<p>Ova nova usluga, po prvi put dostupna na na\u0161em podru\u010dju, omogu\u0107ava gra\u0111anima da jednostavno izra\u010dunaju iznos svoje budu\u0107e penzije.<\/p>\n<p>Prema bodovnom sistemu u Federaciji BiH, penzija se izra\u010dunava na osnovu godina sta\u017ea i visine prijavljenih plata. Na primjer, radnik koji je tokom 40 godina radnog sta\u017ea imao prijavljenu prosje\u010dnu platu od 1.500 KM, ostvario bi godi\u0161nje 1 bod, \u0161to zna\u010di da bi ukupno sakupio 40 bodova do odlaska u penziju. Kada se to pomno\u017ei sa va\u017ee\u0107om vrijedno\u0161\u0107u boda za 2024. godinu od 20,35 KM, takav radnik mo\u017ee o\u010dekivati penziju od 814 KM mjese\u010dno. Me\u0111utim, ako bi doprinosi bili upla\u0107ivani na ni\u017ei iznos plate i kona\u010dna penzija bi bila zna\u010dajno manja i obrnuto, ve\u0107a plata od prosje\u010dne, zna\u010di i ve\u0107u penziju.<\/p>\n<p>Na primjeru plate od 3000 KM, koja je duplo ve\u0107a od prosje\u010dne, zna\u010di da se za godinu dobiju 2 li\u010dna boda, te ukoliko se svih 40 godina rada ima po dva boda, to je ukupno 80 bodova. Kada se to pomno\u017ei sa va\u017ee\u0107om vrijedno\u0161\u0107u boda za 2024. godinu od 20,35 KM, takav radnik mo\u017ee o\u010dekivati penziju od 1628 KM mjese\u010dno.<\/p>\n<p>Bitno je i istaknuti da se na navedeni na\u010din kroz formulu vrednuje svaki mjesec, odnosno dan, a li\u010dna ostvrena plata se stavlja u odnos sa prosje\u010dnom platom u tri decimale tako da, primjera radi, za jednu godinu osiguranik mo\u017ee ostvariti 1.73, 2, 67 i vi\u0161e, pa sve do maksimalnih 5 bodova za jednu godinu.<\/p>\n<p>Va\u017eno je naglasiti da je ovaj princip automatski ugra\u0111en u e-kalkulator tako da nisu potrebna bilo kakva predznanja, niti komplicirane procedure za njegovo kori\u0161tenje.<\/p>\n<p>E-kalkulator je jednostavan za upotrebu i dostupan svim gra\u0111anima putem slu\u017ebene web stranice Federalnog ministarstva rada i socijalne politike. Proces kori\u0161tenja traje samo nekoliko minuta:<\/p>\n<p>Kalkulator automatski upore\u0111uje unijete podatke sa prosje\u010dnim platama u odre\u0111enim godinama i dodjeljuje odgovaraju\u0107i broj bodova za svaku godinu.\u00a0Izra\u010dunava se ukupni broj bodova, koji se mno\u017ei sa zakonski propisanom vrijedno\u0161\u0107u boda za teku\u0107u godinu.\u00a0Prikazuje se procijenjeni iznos penzije, koji korisnik mo\u017ee koristiti za daljnje finansijsko planiranje, sao\u0107eno je iz Federalnog ministarstva rada i socijalne politike.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Federalno ministarstvo rada i socijalne politike pokrenulo je e-kalkulator za izra\u010dun penzija, dostupan na slu\u017ebenoj&hellip;<\/p>\n","protected":false},"author":4,"featured_media":251194,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[291,304],"tags":[11774,532,1657],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - 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